Effective Date: September 9, 2025
Last Updated: [September 20, 2025]
Thank you for visiting Learning Trade Center of Florida (LTCF). These Terms of Service (“Terms”) govern the use of https://learningtcf.com (the “Site”) and all educational and digital services offered (the “Services”).
By registering, purchasing, subscribing, or otherwise using the Site and Services, you (“User”) acknowledge and expressly agree to these Terms and our Privacy Policy.
⚠️ This agreement includes an individual arbitration clause and a waiver of class actions.
1. User Accounts
1.1 Eligibility Requirements
• Users must be at least 18 years of age.
• Users must not have been previously suspended or terminated by LTCF.
1.2 Registration and Security
Users must provide accurate and current information and are responsible for maintaining the confidentiality of their login credentials and all activities conducted under their account. LTCF may implement additional security measures, including two-factor authentication.
2. Privacy
The collection and processing of personal data are governed by our Privacy Policy, available on the Site.
3. Modifications to Terms
LTCF reserves the right to update these Terms at any time. Updated versions will be posted on the Site and, when applicable, users may be notified by email. Continued use of the Site constitutes acceptance of the updated Terms.
4. Payments, Subscriptions, and Refunds
4.1 Fees
Prices are displayed in U.S. Dollars (USD) and include applicable U.S. taxes. International users are solely responsible for any taxes, duties, or fees imposed by their respective jurisdictions.
4.2 Payment Authorization
By purchasing or subscribing, users authorize LTCF and its payment processors to charge the applicable fees.
4.3 Monthly Subscription
USD $59.99 per month, automatically renewing unless canceled prior to the renewal date.
4.4 Non-Payment
Access to services may be suspended until payment is resolved.
4.5 Refunds
• Refunds are available only within seven (7) days of the initial subscription payment.
• Refunds do not apply to automatic renewals or partial billing periods.
5. Authorized Use
Users are granted a personal, non-exclusive, non-transferable license to access purchased content.
Users may not reproduce, distribute, sublicense, or commercially exploit the materials or provide instruction to third parties using LTCF content.
6. User Content
Any reviews, comments, feedback, or suggestions submitted by users may be used by LTCF for improvement, communication, and promotional purposes under a non-exclusive, worldwide, royalty-free license.
7. Intellectual Property
All content, including but not limited to courses, videos, instructional materials, assessments, scripts, logos, software, certificates, and branding, is the property of Learning Trade Center of Florida LLC or its licensors.
Unauthorized use may be pursued under U.S. copyright law and applicable international treaties.
8. Disclaimers
Services are provided “as is” and “as available.”
• Approval of external certifications (e.g., EPA 608) depends solely on meeting third-party requirements.
• Certificates issued by LTCF do not replace official state or federal licenses.
9. Limitation of Liability
LTCF’s maximum liability shall be limited to the greater of:
• USD $100, or
• The amount paid by the user to LTCF within the previous twelve (12) months.
LTCF shall not be liable for indirect, incidental, consequential, or special damages, including loss of income or business opportunities.
10. Dispute Resolution
Binding individual arbitration administered by JAMS or AAA, conducted in Florida or virtually.
• Waiver of jury trial and class actions.
• Users may opt out by notifying support@learningtcf.com within thirty (30) days of acceptance.
11. Termination
LTCF may suspend or terminate accounts for violations of these Terms.
Users may cancel at any time, subject to the refund rules in Section 4.5.
12. General Provisions
- Governing Law: State of Florida, United States.
- • Severability: Invalid provisions do not affect the remainder.
- • Assignment: Users may not assign rights without consent; LTCF may assign freely.
- • Entire Agreement: These Terms supersede all prior agreements.
13. Certification and License Fees
For users enrolled under the monthly subscription plan:
• Digital certificate: included at no additional cost.
• Printed certificate: USD $49.99.
• EPA license processing fee: USD $9.99.
Users under the one-time payment plan receive both the printed certificate and EPA license processing at no additional charge.
14. Cancellation and Academic Guarantee Policies
Subscription cancellation: available at any time via account dashboard or support.
• Refunds: limited to seven (7) days after the initial payment only.
• Academic access: remains active while subscription is current.
• Technical issues: LTCF may grant extensions or account credits if platform errors occur.
15. Price Changes and Promotions
LTCF reserves the right to modify prices, discounts, promotions, and offers at any time without prior notice.
Completed and confirmed purchases will not be affected.
Promotions and discount codes may be subject to specific conditions and limited availability.
16. System Errors and Incorrect Enrollment
LTCF is not responsible for technical errors, system failures, duplicate enrollments, or incorrect pricing caused by payment platforms, third-party integrations, or human error.
LTCF may correct enrollments or account access to reflect the accurate purchase.
Such corrections do not entitle users to additional courses, discounts, or benefits.
17. Live Exam Scheduling
Live exams are scheduled strictly based on course completion order and instructor availability.
Waiting periods may range from one (1) to four (4) weeks.
Exam dates are not guaranteed immediately upon course completion.
Rescheduling or delays do not entitle users to compensation, refunds, or additional benefits.
18. Scope of Educational Services and Legal Disclosures
Learning Trade Center of Florida LLC is a private educational institution offering technical training and non-regulated educational programs, including but not limited to:
• HVAC
• Manicure
• Acrylic Nails
• Professional Makeup
• TrueESL (English as a Second Language)
These programs do not constitute professional licenses, government-issued certifications, academic degrees, or authorization to practice any regulated profession in any jurisdiction.
Certificates issued by LTCF represent course completion only and do not replace any state or federal license.
It is the student’s sole responsibility to verify applicable requirements in their jurisdiction.
When a student elects to pursue an external certification exam (including EPA 608), such exams are administered exclusively by independent authorized testing organizations.
LTCF does not administer certification exams, does not act as a testing center, and does not issue official professional licenses.
19. No Guarantee of Results, Employment, or Income
LTCF does not guarantee employment, income, licensure, certification, or specific outcomes.
Results depend on individual effort, prior experience, local regulations, and market conditions.
20. Testimonials and User Experiences
Testimonials reflect individual experiences and do not guarantee similar outcomes for all users.
They should not be interpreted as promises of employment, income, certification, or success.
21. Accessibility
LTCF is committed to providing reasonable accessibility to its educational content.
Users requiring accommodations may contact support@learningtcf.com for assistance.
22. Copyright and DMCA
LTCF respects intellectual property rights.
Copyright infringement claims may be submitted in accordance with the Digital Millennium Copyright Act (17 U.S.C. §512).
LTCF reserves the right to remove infringing content.
Contact Information
Learning Trade Center of Florida LLC (LTCF)
Email: support@learningtcf.com
Website: https://learningtcf.com
Phone: (407) 634-7948
Location: Florida, USA
📌 Note: In case of conflict between the Spanish and English versions, the English version shall prevail.